Misyar.

Anti-Money Laundering & Financial Crime Policy

Last updated: September 2026

MISYAR is a subscription service, not a payment, remittance or money-transfer platform. This policy explains how we guard against money laundering, terrorist financing, fraud and financial abuse of our members.

No money movement between members

  • MISYAR does not hold member funds, process peer-to-peer payments, or allow money to be sent between members.
  • The only payments we take are subscription payments for Premium, collected through regulated payment providers or app stores that carry out their own customer due diligence and sanctions screening.
  • We do not accept cash, cryptocurrency or third-party payments on behalf of a member.

Prohibited financial conduct

  • Asking another member for money, gifts, loans, investments, gift cards or financial details.
  • Romance fraud, advance-fee fraud, investment or crypto solicitation, and any scheme designed to defraud a member.
  • Using MISYAR to move, disguise or layer the proceeds of crime, or to fund any unlawful activity or sanctioned party.
  • Offering or requesting payment for companionship, marriage, sexual activity or any service.

Our controls

  • Payment processing and card verification are handled by regulated providers subject to AML and counter-terrorist-financing obligations.
  • We monitor reports of financial solicitation, remove offending accounts, and preserve records where an investigation is likely.
  • We screen payment activity against sanctions and fraud checks performed by our payment providers, and we do not knowingly transact with sanctioned individuals or jurisdictions.
  • Transaction and account records are retained for at least five years where required by applicable financial-crime law.

Reporting and cooperation

  • Report suspected fraud or financial abuse in the app or to support@misyar.app. Never send money to someone you have met online.
  • We report suspicious activity to the relevant authorities — including the UK National Crime Agency, the UAE Financial Intelligence Unit and the Saudi Financial Intelligence Unit — where the law requires, and we do not tip off the member concerned.
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